Terms and Conditions

Last updated: September 11, 2025

Agreement to Terms

By accessing and using aceriveroreona's financial planning subscription service, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and aceriveroreona. If you do not agree with any part of these terms, you should not use our services.

Use of Service

Your use of our financial planning subscription service is subject to the following conditions:

Eligibility

You must be at least 18 years old and have the legal capacity to enter into this agreement. By using our service, you represent that you meet these requirements.

Account Responsibilities

  • • Provide accurate and complete information during registration
  • • Maintain the confidentiality of your account credentials
  • • Notify us immediately of any unauthorized use of your account

Prohibited Uses

You agree not to use our service for any of the following purposes:

  • • Violating any applicable laws or regulations
  • • Transmitting harmful, offensive, or inappropriate content
  • • Attempting to gain unauthorized access to our systems
  • • Using the service for any commercial purpose without authorization
  • • Sharing your account access with unauthorized third parties
  • • Interfering with the proper functioning of our website or services

Intellectual Property

All content on our website and in our services, including text, graphics, logos, and software, is owned by aceriveroreona or our licensors and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without explicit written permission from aceriveroreona.

User Content

You retain ownership of any personal information or content you provide to us during the use of our services. However, you grant us permission to use this information to provide our financial planning services.

You are responsible for ensuring that any information you provide is accurate, current, and does not violate the rights of third parties.

By submitting content, you grant us a limited license to use it for service delivery and improvement purposes.

Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms and conditions. Privacy Policy.

Termination

You may cancel your subscription at any time through your account settings or by contacting us. Cancellation will take effect at the end of your current billing period.

We reserve the right to suspend or terminate your account if you violate these terms or engage in activities that could harm our service or other users.

Disclaimers

Our financial planning services are provided for informational and consultation purposes. We do not guarantee specific financial outcomes or results. Past performance does not guarantee future results.

All information is provided "as is" without warranties of any kind. Individual results may vary based on personal circumstances and market conditions.

Limitation of Liability

To the fullest extent permitted by Australian law, aceriveroreona's liability for any claims arising from your use of our services is limited to the amount you paid for the service during the 12 months preceding the claim.

We are not liable for indirect, incidental, consequential, or punitive damages, including loss of profits or data, even if we have been advised of the possibility of such damages.

User Indemnification

You agree to indemnify and hold harmless aceriveroreona from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

For complaints or disputes regarding our services:

Dispute Resolution

Any disputes arising from these terms or your use of our services will be resolved through binding arbitration in accordance with Australian commercial arbitration rules.

You waive the right to participate in class action lawsuits or class-wide arbitration proceedings against aceriveroreona.

Online Dispute Resolution

For EU residents, online dispute resolution is available through the European Commission's ODR platform.

Access ODR Platform: Not applicable (Australian jurisdiction)

Governing Law

These terms are governed by the laws of Australia. Any legal proceedings will be conducted in Australian courts with jurisdiction over our business location.

Changes to Terms

We may modify these terms at any time by posting the updated version on our website. Changes will take effect immediately upon posting unless otherwise specified.

Your continued use of our services after changes are posted constitutes acceptance of the modified terms. We recommend reviewing these terms periodically.

Severability and Waiver

If any provision of this disclaimer is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be replaced with a valid provision that most closely reflects the original intent.

If any provision of these terms is found invalid or unenforceable, the remaining provisions will remain in effect. Our failure to enforce any term does not constitute a waiver of that term.

Entire Agreement

These terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and aceriveroreona regarding your use of our services.

Contact Information

For questions about these terms, please contact us:

Company:: aceriveroreona

Address:: 123 Collins Street, Melbourne VIC 3000

Email:: contact@aceriveroreona.com

Phone:: +61 92 620 186

These terms and conditions were last updated on September 1, 2025.